Terms and Conditions of Use
These terms govern your legal relationship with eloviraqenti Financial Consultants when accessing our site and services. Read carefully before proceeding.
Updated October 25, 2025
Acceptance of Terms
Using this website confirms you understand and accept these terms, including all policies referenced. If you disagree, please discontinue use immediately. Terms apply to consultations and web interactions.
Definitions
Certain words are defined to clarify meaning and application within this document.
‘eloviraqenti’, ‘we’, or ‘our’ refers to eloviraqenti Financial Consultants, the provider of advisory consultations.
‘You’ refers to any visitor, client, or user of the website or our consultation services.
‘Service’ means guidance, analytical reviews, and consultations provided under agreement through this website.
‘Content’ includes all text, images, forms, and media found or submitted through eloviraqenti.com.
Service Usage Guidelines
Access is for lawful, individual use only. Misuse or unauthorised distribution of content is strictly prohibited. Consultations are for personal and confidential guidance.
Eligibility
Site and services are intended for Australian residents aged 18 and over. Proof of age or residency may be requested.
Under-18s should seek supervision.
User Responsibilities
Your role as a client or visitor is to act with integrity and respect confidential processes.
Prohibited Uses
Certain actions and uses are strictly not allowed.
Intellectual Property Rights
Copyright and trademarks on all content (including written, visual, and media) remain the property of eloviraqenti Financial Consultants. Reproduction or adaptation requires written consent.
User Content Submission
You may be able to submit feedback or requests through our site. Submissions must not infringe others’ rights or violate confidentiality.
User Submission Rights
We may use feedback to improve content or services but do not claim ownership of your submitted ideas. All contributions remain confidential.
Privacy and Data Use
Your privacy is protected in line with our Privacy Policy. Please review terms regarding collection, storage, and use of your data via the privacy link below.
Read Privacy PolicyDisclaimers and Limitations
Content and recommendations are for general guidance and informational purposes only.
No Financial Guarantees
Results may vary. Past performance doesn’t guarantee future outcomes. Decisions based on our advice remain your responsibility.
Limitations of Liability
We are not liable for loss or damages resulting from reliance on information provided on this site or during consultations.
Indemnification
You agree to defend and indemnify us against claims arising from your use of our site or services, including legal fees and damages.
Resolving Disputes
We favour open communication to resolve any issues promptly.
Arbitration
Both parties consent to confidential arbitration if disputes cannot be resolved directly. Any outcome is binding and final.
Non-arbitrated disputes are subject to Australian law.
Online Dispute Resolution
For unresolved matters, you may use official dispute platforms or regulators for fair review.
Learn about options hereSeverability
If any term is deemed invalid, remaining provisions remain fully effective.
Entire Agreement
These conditions, together with all referenced policies, make up the complete agreement between you and us.
Governing Law in Australia
Australian law applies to any dispute or claim. Any proceedings will be held in Australian courts.
Termination
We reserve the right to suspend or terminate services with notice if you fail to respect these terms or misuse the website.
Modifications
We may amend these terms as required. Changes are effective once published and continued use confirms acceptance.
Contact Us For Terms Clarification
Questions? Reach out for policy clarifications or concerns at any time.
Email Address: content@eloviraqenti.com
Phone: +61731720643
Address: 17 Gould Road, Herston, QLD 4006 Australia
Effective Date: October 25, 2025
Version: v3